Getting ready to move seems tough, as it can bring back memories. Imagine wrapping up porcelains in newspapers, filling trash bags and labeling boxes altogether!

There’s definitely a lot to think about when moving into your new home. It may include logistical and financial considerations. Some commonly asked questions would be, what’s the most efficient way to move out or what should you do with your existing mortgage

Whether you’re a young couple who bought your home for the first time, a family who’s relocating after the pandemic or a retiree who wants to enjoy his new home, here are 10 things to do and 3 things to avoid to help make your move hassle-free. 

Before you move

     1. Sort ahead 

Start sorting your things ahead at least a month before the move. The most efficient way is by cleaning each room. As you clean, make sure to organize your things into: things you’ll throw away, those you can still sell, those you intend to donate and those you’ll keep. In this way, you’ll know that you’re keeping valuable things with you as you transition to your new home.

     2. Prepare, organize, pack!

At this point, you’ve already minimized what you’ll be bringing to your new home. Thus, you can already start packing. Start with essentials and move to non-essentials. Don’t forget to label your boxes too!

     3. Set a budget

Your moving budget should cover everything – from your move out to your move in. Your budget must cover closing costs, materials for packing, meals while on the road and fees for professional movers.

     4. Know what to do with your mortgage.

Consult a mortgage broker before the big move. Knowing what to do with your mortgage depends on your circumstances. Mortgage solutions are available based on your needs, so consult your mortgage broker to see what’s best for you.

Mortgages these days can be portable. This is what’s known as “porting your mortgage,” which simply means that you can transfer it, along with its terms and current mortgage rate – from the property that you’ve originally borrowed, against your new home.

During the move

     5. Hire professional movers

Hire movers and make sure that they make use of a mover’s inventory form. When they arrive, make sure to check the items as they unload your things into their truck. While someone is monitoring and checking off the inventory, someone should also be directing where the movers should place the items that they’re unloading. 

     6. Make your children comfortable

To ease the stress off you and your children, you may opt to let them stay over at a relative’s or friend’s house. As you settle in, have the children over to help out. This can definitely be a fun and memorable family experience!

Settling into your new home

     7. Prioritize repairs

Do a walk through of the house and list down the things that need repair. Prioritize these repairs to avoid them from getting worse. 

      8. Protect your new home

Change your locks as soon as you settle in. Installing a security system is also a good idea. If there’s an existing system, be sure to change the security code. 

     9. Set up your children’s rooms first

To keep the kids focused in one area, set up your children’s rooms first. Start by settling furniture and other heavy items, but have the kids organize and pack their belongings, such as clothes and toys. 

     10. Get to know the neighbourhood

Take time to tour your new neighbourhood and familiarize yourself with stores, schools, parks and playgrounds.

Top 3 Things to Avoid When Moving into Your New Home

Don’t bring stuff you don’t need

A new home means a fresh start. Moving is definitely the best time to declutter, so make sure not to bring stuff you no longer need or want. Get rid of perishables, expired items and documents you don’t need. You can donate or sell old clothes, unused gadgets and furniture that needs fixing. Remember to bring only those things that’ll give meaning and value to your new home.

Don’t move without obtaining family medical records from your physician

The pandemic has taught us to be more aware of our family’s health. Inform your doctor about the move and obtain all necessary medical records and documents. You may also ask them if they can refer you to a trusted physician in your new neighbourhood.

Don’t forget to contact your mortgage broker

A home move will heavily necessitate you to consider your current and future mortgage. Thus, the first thing you should do is to contact your mortgage broker

Are you ready for the big move? 

As exciting as a fresh start sounds, you need to start anew in the most financially secured way. To ensure this, talk to Daisy Raouph

Daisy’s a mortgage broker and financial security advisor in the Greater Toronto Area, who’ll help you make the most of your mortgage options. Call us today!

Get started with Daisy Raouph today