Adjusting the terms of your mortgage can greatly improve your financial stability. You get to pay lower loan payments and increase your savings.

There are a variety of reasons why you may want to refinance your mortgage. Whether it’s opting for more stable payments, getting better mortgage rates or paying off high-interest debts. Others refinance their home to raise funds for renovations, university tuition fees, vacations, investments and emergency purposes. You can opt to refinance by using your home equity to access money that you have accumulated in your home over a span of years.

As your Mortgage Broker and Financial Security Advisor, we help you understand and maneuver across all the benefits and potential risks involved as you make the decision to refinance your mortgage.

Find out what mortgage solutions are available for you.

Refinancing can greatly ease your financial responsibilities. We can help you identify the right money-saving option that works for your current situation.

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Why should you refinance your mortgage?

Get lower mortgage rates: Mortgage rates fluctuate constantly. Refinancing can help you take advantage when these rates go down.

Consolidate your debt: Managing multiple high-interest debts can be overwhelming. Combining it into one existing loan can help you get a more affordable rate.

Access your home equity: You build equity in your house as you pay off your mortgage. You can use this for your other financial commitments when you refinance your existing mortgage.

Shop the best refinance rates

Now it’s time for a little legwork — or more likely web work and phone calls. You want to shop for your best refinance rate and get a Loan Estimate from each lender. Each potential lender is required to issue the estimate within three days of receiving your basic information.

The Loan Estimate is a simple three-page document that details the loan terms, projected payments, estimated closing costs and other fees.

Compare the loan details from each lender and decide which one is best for you. This is a good time to work that mortgage refinance calculator.

Your dream house is just around the corner!

We make sure that you find the right mortgage financing solution you need.