Purchasing a home is very exciting!

Whether you’re a first-time buyer or considering a second home, buying a new house can be both exciting and daunting. As your mortgage broker, we make this as easy as possible by guiding you throughout the journey. We teach you about low downpayment mortgage options, self-employment programs, rental purchase programs, vacation property programs, and other financing alternatives to help you get into your new home much sooner than you may expect.

Mortgage Broker Ajax, Toronto, Ontario, Canada

How much mortgage can you afford for your house?

Purchasing your home is one of the biggest investment decisions you’ll make in your lifetime. That’s why it’s important to examine where and what you currently spend on before making a decision.

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What should you consider when buying a house?

Down payment: This can range from 5% to 30% of the total price of the house. It’s ideal to have a larger down payment because you’ll get a lower interest rate and accumulate more equity in your home.

Mortgage Payment: Amortization period is the amount of time it takes for your mortgage to be completely paid. The length of your amortization period affects the amount of interest you’ll be paying.

Payment Term: This can range from monthly, semi-monthly, accelerated bi-weekly, or accelerated weekly. Make sure to choose a payment option that you’re most comfortable with.

Your dream house is just around the corner!

We make sure that you find the right mortgage financing solution you need.