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How to Save on Your Down Payment When Home Buying
Daisy Raouph
January 24, 2021
Owning a home should be more than just a dream. It’s a responsibility to provide yourself and your family with...
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The Great Shift: How the Pandemic Affected Where People Live
Daisy Raouph
January 16, 2021
Do you still remember the wide-eyed dreams of living in cities with urban nightlife, after work drinks, artsy parks and...
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2021 Home Buying Predictions
Year of uncertainty and change Uncertainty and change have become common themes, as the world enters 2021. It's been on...
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5 Home Buying Tips for the New Year
Daisy Raouph
January 1, 2021
Advantage of Owning a Home After years of planning and saving up, you’re almost ready for your major investment –...
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5 Home Buying Lessons from 2020
Daisy Raouph
December 25, 2020
2020 was a year of lessons It’s the perfect time of the year to look at things in hindsight. Given...
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Why You Should Buy a Home in the New Year
Daisy Raouph
December 18, 2020
When confronted with numerous plans and tasks, you should set your priorities. Break large tasks down into smaller ones and...
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Why the Christmas Holidays are a Good Time to House-Hunt
Daisy Raouph
December 11, 2020
When it comes to real estate activities, whether it’s buying or selling a home, timing is always a significant factor....
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Mortgage and Home Buying Tips for the Holiday Season
Daisy Raouph
December 4, 2020
Some turn away from the idea of buying a home during the holiday season. Others may even discourage you from...
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8 Best Things to Do in Pickering, Ontario
Daisy Raouph
November 18, 2020
Pickering’s a small community located along the shore of Lake Ontario – offering a lakefront property that has earned its...
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What if Your Down Payment is Less Than 20%
Daisy Raouph
November 16, 2020
For most first time home buyers, paying the down payment is one of the most exciting, but also nerve-wracking moments...
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Top Reasons Why a Mortgage Renewal Gets Declined
Daisy Raouph
November 11, 2020
Applying for a mortgage renewal isn’t a walk in the park and doesn’t entail automatic approval. Renewing your mortgage with...
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6 Tips to Consider in Renewing Your Mortgage
Daisy Raouph
October 27, 2020
A huge chunk of the combined income of a Canadian household goes towards making mortgage payments. Even if you’ve allocated...
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What to Know Before Your Mortgage Renewal
Daisy Raouph
October 26, 2020
What’s a mortgage renewal? What effect does it have on your ongoing mortgage? Can you get a better deal when...
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Solutions After Being Declined for Debt Consolidation
Daisy Raouph
October 16, 2020
When experiencing difficulties to pay off all your debts, one option is to look into consolidating debts. Debt Consolidation is having multiple debts...
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How Not to Get Declined for Debt Consolidation
Daisy Raouph
October 16, 2020
It’s impossible not to encounter nor acquire debt, most especially if you live in a highly urbanized area. Debt is...
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Is Debt Consolidation Right for You?
Daisy Raouph
October 16, 2020
Most people are threatened when they hear the words debt consolidation, maybe because it has the word “debt” in it. But...
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What to Look for When Buying a Home in Retirement
Daisy Raouph
October 16, 2020
Retirement is a personal milestone for working individuals. It’s a phase of withdrawal from your vocation and a transition from an...
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How Much Income is Needed to Buy a Home in Canada?
Daisy Raouph
October 16, 2020
Buying a house may seem daunting at first, since it’s a long-term investment that requires preparation. This doesn’t just include physical,...
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The Expected Costs of Buying a House
Daisy Raouph
October 16, 2020
Buying a house? Why you need to know the expected costs We usually encounter several concerns when buying a home. Many...
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The Cost of Buying a Home in Canada
Daisy Raouph
October 16, 2020
Are you financially prepared to buy a home? When it comes to buying a home or real property, the decision-maker has...
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Types of Real Estate to Invest in Canada
Daisy Raouph
October 16, 2020
The Canadian real estate market has always been lucrative for both locals and migrants who yearn for their dream home...
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Types of Housing in Canada
Daisy Raouph
October 16, 2020
Knowing which type of housing is best for you is an important decision. You want to make sure that when you buy...
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What You Need to Know About Mortgage Interest in Canada
Daisy Raouph
August 14, 2020
Whether you’re buying a home or purchasing a property for investment, it’s important to know about mortgage interest. How much you...
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Deciding on Your Mortgage Term
Daisy Raouph
August 3, 2020
Why Choosing the Best Mortgage Term is Important If you’re buying a property, whether to live in or as an...
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Why Investing in Real Estate is a Smart Choice
Daisy Raouph
July 25, 2020
Real estate, the gold mine that you may have yet to touch. Sure, you may already own your own home, but...
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5 Helpful Tips in Buying Investment Properties
Daisy Raouph
July 16, 2020
There are many options a potential investor can choose to build their wealth. New investors usually go for mutual funds...
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4 Keys to Get a Mortgage Approval During COVID-19
Daisy Raouph
July 10, 2020
Is the pandemic over yet? Many lives have changed, temporarily and permanently due to COVID-19 and many just want it to be...
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The New Normal for Home Buying
Daisy Raouph
July 8, 2020
Adapting to the “New Normal” for Home Buying Part of human nature is adaptability to varying circumstances no matter how simple or...
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Mortgage Guide for the Golden Years
Daisy Raouph
July 5, 2020
A Senior’s Guide to Owning Property, Applying for Mortgage and Preparing for Retirement What’s on the other side? While this...
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Frequently Asked Questions: COVID-19 and Mortgages
Gregory
June 27, 2020
Does my lender offer mortgage payment assistance? With the Canadian government’s directive, banks and financial institutions are offering assistance to...
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Mortgage Guide for Low Income Earners
Gregory
June 22, 2020
Your status in life shouldn’t dictate how your life should go. It shouldn’t put a damper on your dreams and...
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How to Manage Your Mortgage During COVID-19?
Gregory
June 14, 2020
How has your 2020 been so far? Normally, a new year means new opportunities and New Year’s resolutions to fulfill....
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The COVID-19 Impact on the Canadian Real Estate Market
Gregory
June 7, 2020
The coronavirus sent the world to a standstill, with almost all economic segments and business industries reeling from the shelter-at-home...
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4 Seasons of Home Buying in Canada
Gregory
June 1, 2020
Congratulations! You have finally crossed over into the wonderful journey of home ownership or have decided to purchase additional property....
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Understanding Mortgage Deferrals in Canada During COVID-19
Gregory
May 25, 2020
COVID-19 has inevitably changed our world since it started last December 2019 in Wuhan, China. As of April 26th, 2020,...
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The Anatomy of a Mortgage Broker
Gregory
May 18, 2020
The process of home buying can be tough and your decision–making ability is most crucial. Whether it’s your first purchase...
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4 Warning Signs of a Bad Mortgage
Gregory
May 11, 2020
A bad mortgage is often overlooked with one’s excitement to home ownership. Remember that there will always be people who...
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Important Features to Consider When Buying a Home in Canada
Gregory
May 4, 2020
Is this your first time buying a home? Buying a new home can be both nerve-wracking and exciting, while always...
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What’s the Difference Between a Real Estate Agent, a Mortgage Specialist and a Mortgage Broker?
Gregory
April 27, 2020
Navigating the home buying process alone can be tricky, confusing and frustrating. But buying your dream home with experienced professionals...
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The 6 People You’ll Meet in Your Home Buying Journey
Gregory
April 20, 2020
Home buying is a major life experience filled with excitement, pride and pleasure. At the same time, it could be...
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Home Buying: Warning Signs You Shouldn’t Ignore
Gregory
April 13, 2020
Whether you’re a first-time home buyer or an experienced one, going through an open house inspection can still be a...
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Top Spring Tips for Home Buyers and Sellers in Canada
Gregory
April 6, 2020
Spring weather with all its glory is right around the corner. Just take a look at the signs: front yards...
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5 Helpful Questions to Ask When Getting a Mortgage
Gregory
March 30, 2020
Searching for a suitable home is just a piece of the puzzle among others. And to bring those pieces together,...
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The 3-Step Mortgage Approval Process in Ontario
Gregory
March 21, 2020
Because of the many steps involved, many first-time home buyers and even seasoned borrowers find the whole mortgage approval process...
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4 Ways to Get a Mortgage in Canada
Gregory
March 16, 2020
Most people dream of purchasing their own home but many of them don’t have the slightest clue about what they...
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5 Mortgage Broker Qualities to Look For
Gregory
March 9, 2020
Moving is a big change that everyone goes through at some point. Whether it’s upsizing, downsizing, moving from a rental...
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Essential Characteristics and Features of a Mortgage Loan
Gregory
March 2, 2020
“Life belongs to the living and he who lives must be prepared for changes.” - Johann Wolfgang von Goethe Change...
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6 Helpful Tips for Mortgage Shopping
Gregory
February 24, 2020
Mortgage shopping is a phrase that may be unfamiliar to most. When a couple or an individual is on the...
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Buying a House? Do Some Mortgage Shopping First!
Gregory
February 14, 2020
We’re explorers by nature. We’re always on the hunt to discover and learn new things. And we can benefit from...
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6 Tips to Getting Your Credit Score in Tip-Top Shape
Gregory
February 7, 2020
Applying for a mortgage for your dream home doesn’t start with choosing a property within your budget, but rather getting...
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4 Wise Reasons to Tap Into Your Home Equity
Gregory
January 31, 2020
Home equity loan in Canada is a broad term that describes different types of loans in which the borrower uses...
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The Costs of Refinancing a Mortgage
Gregory
January 24, 2020
Many people find financial decisions tough to handle because it involves a lifetime of savings. Mortgages confuse them because they're...
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Everything You Need to Know about Home Equity Loan
Gregory
January 17, 2020
A growing number of homeowners are pulling cash out of their homes through equity loans. As you know real estate...
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Is Now the Right Time to Buy a Home in the GTA?
Gregory
January 11, 2020
Your credit is looking healthy, you have money for a down payment and have developed a budget that has room...
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The Daisy Raouph Mortgage Vocabulary
Gregory
January 6, 2020
Purchasing a new home is an important financial decision. It is very essential that you understand every bit of the...
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7 Reasons Why the Holiday Season is the Best Time to Buy Your New Home
Gregory
December 30, 2019
The best gift that you can give your family during the holidays? A new home. That’s right, a new home....
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Types of Mortgage Loans for Canadians
Gregory
December 23, 2019
“A man travels the world over in search of what he needs and returns home to find it.” – George...
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Dreaming to Reality: Planning for your Dream Home
Gregory
December 2, 2019
Having a roof over your head is a basic commodity that we are all entitled to have. Growing up, we...
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A Beginner’s Guide to Mortgages
Gregory
October 7, 2019
Home buying can be both daunting and a thrilling venture, especially when you’re a first-timer. The mortgage process can be...
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4-Easy Step Mortgage Refinancing Guide
Gregory
September 30, 2019
If you’re a homeowner looking for ways to get a lower interest rate mortgage, reduce monthly payments, switch to a...
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6 Effective Ways to Secure a Great Mortgage Rate
Gregory
September 23, 2019
While many of us are fans of discounts and reward programs, we need to admit that the majority is strangely...
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The 8-Step Home Buying Guide
Gregory
September 9, 2019
Have you ever dreamed of your dream house? Is it a loft apartment with a balcony in the middle of...
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5 Mortgage Broker Qualities to Count On
Gregory
August 19, 2019
A home purchase is likely to be the largest financial transaction of your life. That’s why it’s important to be...
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6 Warning Signs That You Can’t Afford A Mortgage
Gregory
August 5, 2019
Homeownership is a huge financial commitment that needs careful planning. It’s a decision that should not be taken lightly. There’s...
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4 Ideal Investment Options for Retirees
Gregory
June 7, 2019
Retiring from work is inevitable. We’ll all end up finishing our careers and hope for a good life after. That...
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5 Signs You’re Ready to Buy a Home
Gregory
April 23, 2019
Buying a home is an exciting time in your life. It is also one of the most significant financial decisions...
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9 Easy Steps for First Time Home Buyers
Gregory
April 16, 2019
vAs the old saying goes, “Home is where the heart is”. This is probably why buying a home remains to...
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6 Wise Pieces of Financial Advice for the Millennials
Gregory
April 12, 2019
Older generations often describe Millennials as the spoiled lazy kids who have no idea of what the “real world” is...
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6 Reasons Why Real Estate is a Smart Investment
Gregory
April 9, 2019
Investing is one of the biggest financial decisions you will make in your life. With a plethora of investment options...
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6 Awesome Things to Do Upon Retirement
Gregory
March 28, 2019
Sure you still have a lot on your bucket list to accomplish and aging perhaps is getting to be a...
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6 Reasons Why Estate Planning is Essential
Gregory
March 27, 2019
First, let’s bust open two common misconceptions about Estate Planning: One is that it concerns death. When people hear about...
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5 Doable Ways to Becoming Mortgage-Free – Faster!
Gregory
March 21, 2019
Acquiring a home mortgage is no easy feat to complete. It will be painstaking at times but rest assured that...
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9 Tips to Seal Your Mortgage Deal
Gregory
March 19, 2019
You’ve recently received approval for your home loan application and that’s great news! You’re a step away to reaching your...
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3 Keys to Choosing the ‘Right’ Mortgage Life Insurance
Daisy Raouph
March 11, 2019
First off, having any form of life insurance is a necessity to ensure that your home, your family and their...
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5 Things Not to Buy (Even When You Have the Money)
Daisy Raouph
March 4, 2019
We all dream about the things we would buy if we were financially secure. Those daydreams we have when we...
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10 Good Reasons to Refinance Your Mortgage
Daisy Raouph
February 25, 2019
Mortgage refinancing is all about looking at your options to continue paying a housing loan. Whether to stick with your...
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Your Mortgage Advisor in Pickering Offers Reasons to Remodel Your Kitchen
Daisy Raouph
June 19, 2018
Home improvement television shows and the internet didn't create kitchen envy, they just made it much easier to see how...
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You Need a Financial Advisor in Pickering
Daisy Raouph
March 16, 2018
You have a fantastic job, some money in the bank and you think life right now is just grand. You...
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Your Pickering Financial Advisor Urges You to Invest in Real Estate
Daisy Raouph
January 31, 2018
With very little doubt, there are several excellent reasons to invest in real estate. And if you are sitting there...
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Your Pickering Mortgage Advisor Offers Reasons to Refinance
Daisy Raouph
January 31, 2018
The most common reason to refinance your mortgage is that interest rates have gone down. But truth be told; there...
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Your Pickering Financial Advisor Suggests a Debt-Free Life
Daisy Raouph
January 10, 2018
Maybe you have tried to pay off debt before but failed due to lack of motivation. You may have started...
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How to Save on Your Down Payment When Home Buying
Owning a home should be more than just a dream.
The Great Shift: How the Pandemic Affected Where People Live
Do you still remember the wide-eyed dreams of living in
2021 Home Buying Predictions
Year of uncertainty and change Uncertainty and change have become
5 Home Buying Tips for the New Year
Advantage of Owning a Home After years of planning and
5 Home Buying Lessons from 2020
2020 was a year of lessons It’s the perfect time
Why You Should Buy a Home in the New Year
When confronted with numerous plans and tasks, you should set