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How to Save on Your Down Payment When Home Buying

How to Save on Your Down Payment When Home Buying

Home Buying Mortgage
Owning a home should be more than just a dream. It’s a responsibility to provide yourself and your family with...
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The Great Shift: How the Pandemic Affected Where People Live

The Great Shift: How the Pandemic Affected Where People Live

Home Buying Mortgage
Do you still remember the wide-eyed dreams of living in cities with urban nightlife, after work drinks, artsy parks and...
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2021 Home Buying Predictions

2021 Home Buying Predictions

Home Buying Mortgage
Year of uncertainty and change Uncertainty and change have become common themes, as the world enters 2021. It's been on...
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5 Home Buying Tips for the New Year

5 Home Buying Tips for the New Year

Home Buying Mortgage Uncategorized
Advantage of Owning a Home After years of planning and saving up, you’re almost ready for your major investment –...
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5 Home Buying Lessons from 2020

5 Home Buying Lessons from 2020

Home Buying Mortgage
2020 was a year of lessons It’s the perfect time of the year to look at things in hindsight. Given...
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Why You Should Buy a Home in the New Year

Why You Should Buy a Home in the New Year

Holiday Season Home Buying Mortgage
When confronted with numerous plans and tasks, you should set your priorities. Break large tasks down into smaller ones and...
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Why the Christmas Holidays are a Good Time to House-Hunt

Why the Christmas Holidays are a Good Time to House-Hunt

Home Buying Mortgage
When it comes to real estate activities, whether it’s buying or selling a home, timing is always a significant factor....
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Mortgage and Home Buying Tips for the Holiday Season

Mortgage and Home Buying Tips for the Holiday Season

Home Buying Mortgage
Some turn away from the idea of buying a home during the holiday season. Others may even discourage you from...
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8 Best Things to Do in Pickering, Ontario

8 Best Things to Do in Pickering, Ontario

Travel Guide
Pickering’s a small community located along the shore of Lake Ontario – offering a lakefront property that has earned its...
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What if Your Down Payment is Less Than 20%

What if Your Down Payment is Less Than 20%

Home Buying
For most first time home buyers, paying the down payment is one of the most exciting, but also nerve-wracking moments...
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Top Reasons Why a Mortgage Renewal Gets Declined

Top Reasons Why a Mortgage Renewal Gets Declined

Mortgage Renewal
Applying for a mortgage renewal isn’t a walk in the park and doesn’t entail automatic approval. Renewing your mortgage with...
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6 Tips to Consider in Renewing Your Mortgage

6 Tips to Consider in Renewing Your Mortgage

Mortgage Renewal
A huge chunk of the combined income of a Canadian household goes towards making mortgage payments. Even if you’ve allocated...
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What to Know Before Your Mortgage Renewal

What to Know Before Your Mortgage Renewal

Mortgage Renewal
What’s a mortgage renewal? What effect does it have on your ongoing mortgage? Can you get a better deal when...
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Solutions After Being Declined for Debt Consolidation

Solutions After Being Declined for Debt Consolidation

Debt Consolidation
When experiencing difficulties to pay off all your debts, one option is to look into consolidating debts. Debt Consolidation is having multiple debts...
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How Not to Get Declined for Debt Consolidation

How Not to Get Declined for Debt Consolidation

Debt Consolidation
It’s impossible not to encounter nor acquire debt, most especially if you live in a highly urbanized area. Debt is...
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Is Debt Consolidation Right for You?

Is Debt Consolidation Right for You?

Debt Consolidation
Most people are threatened when they hear the words debt consolidation, maybe because it has the word “debt” in it. But...
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What to Look for When Buying a Home in Retirement

What to Look for When Buying a Home in Retirement

Home Buying
Retirement is a personal milestone for working individuals. It’s a phase of withdrawal from your vocation and a transition from an...
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How Much Income is Needed to Buy a Home in Canada?

How Much Income is Needed to Buy a Home in Canada?

Home Buying
Buying a house may seem daunting at first, since it’s a long-term investment that requires preparation. This doesn’t just include physical,...
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The Expected Costs of Buying a House

The Expected Costs of Buying a House

Home Buying
Buying a house? Why you need to know the expected costs We usually encounter several concerns when buying a home. Many...
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The Cost of Buying a Home in Canada

The Cost of Buying a Home in Canada

Home Buying
Are you financially prepared to buy a home? When it comes to buying a home or real property, the decision-maker has...
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Types of Real Estate to Invest in Canada

Types of Real Estate to Invest in Canada

Home Buying
The Canadian real estate market has always been lucrative for both locals and migrants who yearn for their dream home...
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Types of Housing in Canada

Types of Housing in Canada

Home Buying
Knowing which type of housing is best for you is an important decision. You want to make sure that when you buy...
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What You Need to Know About Mortgage Interest in Canada

What You Need to Know About Mortgage Interest in Canada

Mortgage
Whether you’re buying a home or purchasing a property for investment, it’s important to know about mortgage interest. How much you...
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Deciding on Your Mortgage Term

Deciding on Your Mortgage Term

Mortgage
Why Choosing the Best Mortgage Term is Important If you’re buying a property, whether to live in or as an...
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Why Investing in Real Estate is a Smart Choice

Why Investing in Real Estate is a Smart Choice

Home Buying
Real estate, the gold mine that you may have yet to touch. Sure, you may already own your own home, but...
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5 Helpful Tips in Buying Investment Properties

5 Helpful Tips in Buying Investment Properties

Home Buying
There are many options a potential investor can choose to build their wealth. New investors usually go for mutual funds...
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4 Keys to Get a Mortgage Approval During COVID-19

4 Keys to Get a Mortgage Approval During COVID-19

Home Buying Mortgage
Is the pandemic over yet? Many lives have changed, temporarily and permanently due to COVID-19 and many just want it to be...
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The New Normal for Home Buying

The New Normal for Home Buying

Home Buying
Adapting to the “New Normal” for Home Buying Part of human nature is adaptability to varying circumstances no matter how simple or...
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Mortgage Guide for the Golden Years

Mortgage Guide for the Golden Years

Mortgage
A Senior’s Guide to Owning Property, Applying for Mortgage and Preparing for Retirement What’s on the other side? While this...
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Frequently Asked Questions: COVID-19 and Mortgages

Frequently Asked Questions: COVID-19 and Mortgages

Mortgage
Does my lender offer mortgage payment assistance? With the Canadian government’s directive, banks and financial institutions are offering assistance to...
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Mortgage Guide for Low Income Earners

Mortgage Guide for Low Income Earners

Mortgage
Your status in life shouldn’t dictate how your life should go. It shouldn’t put a damper on your dreams and...
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How to Manage Your Mortgage During COVID-19?

How to Manage Your Mortgage During COVID-19?

Mortgage
How has your 2020 been so far?  Normally, a new year means new opportunities and New Year’s resolutions to fulfill....
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The COVID-19 Impact on the Canadian Real Estate Market

The COVID-19 Impact on the Canadian Real Estate Market

Home Buying
The coronavirus sent the world to a standstill, with almost all economic segments and business industries reeling from the shelter-at-home...
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4 Seasons of Home Buying in Canada

4 Seasons of Home Buying in Canada

Home Buying
Congratulations! You have finally crossed over into the wonderful journey of home ownership or have decided to purchase additional property....
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Understanding Mortgage Deferrals in Canada During COVID-19

Understanding Mortgage Deferrals in Canada During COVID-19

Mortgage
COVID-19 has inevitably changed our world since it started last December 2019 in Wuhan, China. As of April 26th, 2020,...
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The Anatomy of a Mortgage Broker

The Anatomy of a Mortgage Broker

Mortgage
The process of home buying can be tough and your decision–making ability is most crucial. Whether it’s your first purchase...
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4 Warning Signs of a Bad Mortgage

4 Warning Signs of a Bad Mortgage

Home Buying Mortgage
A bad mortgage is often overlooked with one’s excitement to home ownership. Remember that there will always be people who...
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Important Features to Consider When Buying a Home in Canada

Important Features to Consider When Buying a Home in Canada

Home Buying
Is this your first time buying a home? Buying a new home can be both nerve-wracking and exciting, while always...
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What’s the Difference Between a Real Estate Agent, a Mortgage Specialist and a Mortgage Broker?

What’s the Difference Between a Real Estate Agent, a Mortgage Specialist and a Mortgage Broker?

Mortgage
Navigating the home buying process alone can be tricky, confusing and frustrating. But buying your dream home with experienced professionals...
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The 6 People You’ll Meet in Your Home Buying Journey

The 6 People You’ll Meet in Your Home Buying Journey

Home Buying
Home buying is a major life experience filled with excitement, pride and pleasure. At the same time, it could be...
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Home Buying: Warning Signs You Shouldn’t Ignore

Home Buying: Warning Signs You Shouldn’t Ignore

Home Buying
Whether you’re a first-time home buyer or an experienced one, going through an open house inspection can still be a...
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Top Spring Tips for Home Buyers and Sellers in Canada

Top Spring Tips for Home Buyers and Sellers in Canada

Home Buying
Spring weather with all its glory is right around the corner. Just take a look at the signs: front yards...
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5 Helpful Questions to Ask When Getting a Mortgage

5 Helpful Questions to Ask When Getting a Mortgage

Mortgage
Searching for a suitable home is just a piece of the puzzle among others. And to bring those pieces together,...
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The 3-Step Mortgage Approval Process in Ontario

The 3-Step Mortgage Approval Process in Ontario

Mortgage
Because of the many steps involved, many first-time home buyers and even seasoned borrowers find the whole mortgage approval process...
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4 Ways to Get a Mortgage in Canada

4 Ways to Get a Mortgage in Canada

Mortgage
Most people dream of purchasing their own home but many of them don’t have the slightest clue about what they...
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5 Mortgage Broker Qualities to Look For

5 Mortgage Broker Qualities to Look For

Mortgage
Moving is a big change that everyone goes through at some point. Whether it’s upsizing, downsizing, moving from a rental...
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Essential Characteristics and Features of a Mortgage Loan

Essential Characteristics and Features of a Mortgage Loan

Mortgage
“Life belongs to the living and he who lives must be prepared for changes.” - Johann Wolfgang von Goethe Change...
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6 Helpful Tips for Mortgage Shopping

6 Helpful Tips for Mortgage Shopping

Mortgage
Mortgage shopping is a phrase that may be unfamiliar to most.  When a couple or an individual is on the...
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Buying a House? Do Some Mortgage Shopping First!

Buying a House? Do Some Mortgage Shopping First!

Home Buying
We’re explorers by nature. We’re always on the hunt to discover and learn new things. And we can benefit from...
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6 Tips to Getting Your Credit Score in Tip-Top Shape

6 Tips to Getting Your Credit Score in Tip-Top Shape

Refinancing
Applying for a mortgage for your dream home doesn’t start with choosing a property within your budget, but rather getting...
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4 Wise Reasons to Tap Into Your Home Equity

4 Wise Reasons to Tap Into Your Home Equity

Equity Take Out
Home equity loan in Canada is a broad term that describes different types of loans in which the borrower uses...
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The Costs of Refinancing a Mortgage

The Costs of Refinancing a Mortgage

Mortgage Refinancing
Many people find financial decisions tough to handle because it involves a lifetime of savings. Mortgages confuse them because they're...
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Everything You Need to Know about Home Equity Loan

Everything You Need to Know about Home Equity Loan

Equity Take Out
A growing number of homeowners are pulling cash out of their homes through equity loans. As you know real estate...
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Is Now the Right Time to Buy a Home in the GTA?

Is Now the Right Time to Buy a Home in the GTA?

Home Buying
Your credit is looking healthy, you have money for a down payment and have developed a budget that has room...
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The Daisy Raouph Mortgage Vocabulary

The Daisy Raouph Mortgage Vocabulary

Mortgage
Purchasing a new home is an important financial decision. It is very essential that you understand every bit of the...
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7 Reasons Why the Holiday Season is the Best Time to Buy Your New Home

7 Reasons Why the Holiday Season is the Best Time to Buy Your New Home

Home Buying
The best gift that you can give your family during the holidays? A new home. That’s right, a new home....
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Types of Mortgage Loans for Canadians

Types of Mortgage Loans for Canadians

Mortgage
“A man travels the world over in search of what he needs and returns home to find it.” – George...
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Dreaming to Reality: Planning for your Dream Home

Dreaming to Reality: Planning for your Dream Home

Home Buying
Having a roof over your head is a basic commodity that we are all entitled to have. Growing up, we...
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A Beginner’s Guide to Mortgages

A Beginner’s Guide to Mortgages

Mortgage
Home buying can be both daunting and a thrilling venture, especially when you’re a first-timer. The mortgage process can be...
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4-Easy Step Mortgage Refinancing Guide

4-Easy Step Mortgage Refinancing Guide

Refinancing
If you’re a homeowner looking for ways to get a lower interest rate mortgage, reduce monthly payments, switch to a...
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6 Effective Ways to Secure a Great Mortgage Rate

6 Effective Ways to Secure a Great Mortgage Rate

Mortgage
While many of us are fans of discounts and reward programs, we need to admit that the majority is strangely...
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The 8-Step Home Buying Guide

The 8-Step Home Buying Guide

Home Buying
Have you ever dreamed of your dream house? Is it a loft apartment with a balcony in the middle of...
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5 Mortgage Broker Qualities to Count On

5 Mortgage Broker Qualities to Count On

Mortgage
A home purchase is likely to be the largest financial transaction of your life. That’s why it’s important to be...
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6 Warning Signs That You Can’t Afford A Mortgage

6 Warning Signs That You Can’t Afford A Mortgage

Mortgage
Homeownership is a huge financial commitment that needs careful planning. It’s a decision that should not be taken lightly. There’s...
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4 Ideal Investment Options for Retirees

4 Ideal Investment Options for Retirees

Home Buying
Retiring from work is inevitable. We’ll all end up finishing our careers and hope for a good life after. That...
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5 Signs You’re Ready to Buy a Home

5 Signs You’re Ready to Buy a Home

Home Buying
Buying a home is an exciting time in your life. It is also one of the most significant financial decisions...
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9 Easy Steps for First Time Home Buyers

9 Easy Steps for First Time Home Buyers

Home Buying
vAs the old saying goes, “Home is where the heart is”. This is probably why buying a home remains to...
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6 Wise Pieces of Financial Advice for the Millennials

6 Wise Pieces of Financial Advice for the Millennials

Home Buying Refinancing
Older generations often describe Millennials as the spoiled lazy kids who have no idea of what the “real world” is...
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6 Reasons Why Real Estate is a Smart Investment

6 Reasons Why Real Estate is a Smart Investment

Home Buying Mortgage Refinancing Renewal
Investing is one of the biggest financial decisions you will make in your life. With a plethora of investment options...
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6 Awesome Things to Do Upon Retirement

6 Awesome Things to Do Upon Retirement

Home Buying Mortgage Refinancing
Sure you still have a lot on your bucket list to accomplish and aging perhaps is getting to be a...
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6 Reasons Why Estate Planning is Essential

6 Reasons Why Estate Planning is Essential

Home Buying Mortgage Refinancing
First, let’s bust open two common misconceptions about Estate Planning: One is that it concerns death. When people hear about...
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5 Doable Ways to Becoming Mortgage-Free – Faster!

5 Doable Ways to Becoming Mortgage-Free – Faster!

Mortgage
Acquiring a home mortgage is no easy feat to complete. It will be painstaking at times but rest assured that...
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9 Tips to Seal Your Mortgage Deal

9 Tips to Seal Your Mortgage Deal

Mortgage
You’ve recently received approval for your home loan application and that’s great news! You’re a step away to reaching your...
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3 Keys to Choosing the ‘Right’ Mortgage Life Insurance

3 Keys to Choosing the ‘Right’ Mortgage Life Insurance

Mortgage
First off, having any form of life insurance is a necessity to ensure that your home, your family and their...
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5 Things Not to Buy (Even When You Have the Money)

5 Things Not to Buy (Even When You Have the Money)

Home Buying
We all dream about the things we would buy if we were financially secure. Those daydreams we have when we...
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10 Good Reasons to Refinance Your Mortgage

10 Good Reasons to Refinance Your Mortgage

Mortgage Refinancing
Mortgage refinancing is all about looking at your options to continue paying a housing loan. Whether to stick with your...
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Your Mortgage Advisor in Pickering Offers Reasons to Remodel Your Kitchen

Your Mortgage Advisor in Pickering Offers Reasons to Remodel Your Kitchen

Mortgage
Home improvement television shows and the internet didn't create kitchen envy, they just made it much easier to see how...
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You Need a Financial Advisor in Pickering

You Need a Financial Advisor in Pickering

Refinancing
You have a fantastic job, some money in the bank and you think life right now is just grand. You...
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Your Pickering Financial Advisor Urges You to Invest in Real Estate

Your Pickering Financial Advisor Urges You to Invest in Real Estate

Equity Take Out Home Buying Mortgage
With very little doubt, there are several excellent reasons to invest in real estate. And if you are sitting there...
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Your Pickering Mortgage Advisor Offers Reasons to Refinance

Your Pickering Mortgage Advisor Offers Reasons to Refinance

Mortgage Refinancing
The most common reason to refinance your mortgage is that interest rates have gone down. But truth be told; there...
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Your Pickering Financial Advisor Suggests a Debt-Free Life

Your Pickering Financial Advisor Suggests a Debt-Free Life

Debt Consolidation Home Buying Mortgage Refinancing
Maybe you have tried to pay off debt before but failed due to lack of motivation. You may have started...
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